LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,328
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,146
−HK$832/mo
Today · 4.125%
HK$27,978
baseline
▲ 0.50% · 4.625%
HK$29,681
+HK$1,703/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,956/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$432,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,289
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,075
−HK$796/mo
Today · 4.125%
HK$30,871
baseline
▲ 0.50% · 4.625%
HK$32,499
+HK$1,628/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,742/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$432,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,593
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,576
−HK$998/mo
Today · 4.125%
HK$33,574
baseline
▲ 0.50% · 4.625%
HK$35,617
+HK$2,043/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,148/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,147
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,090
−HK$956/mo
Today · 4.125%
HK$37,046
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$1,953/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,092/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,859
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,005
−HK$1,165/mo
Today · 4.125%
HK$39,170
baseline
▲ 0.50% · 4.625%
HK$41,553
+HK$2,383/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,340/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,005
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,104
−HK$1,116/mo
Today · 4.125%
HK$43,220
baseline
▲ 0.50% · 4.625%
HK$45,498
+HK$2,278/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,440/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,390
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,864
−HK$1,497/mo
Today · 4.125%
HK$50,361
baseline
▲ 0.50% · 4.625%
HK$53,426
+HK$3,065/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,722/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,720
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,134
−HK$1,435/mo
Today · 4.125%
HK$55,569
baseline
▲ 0.50% · 4.625%
HK$58,498
+HK$2,929/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,138/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,970 · Scale 2, in force from 26 Feb 2026)