LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,331
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,150
−HK$832/mo
Today · 4.125%
HK$27,982
baseline
▲ 0.50% · 4.625%
HK$29,685
+HK$1,703/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,964/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,293
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,078
−HK$797/mo
Today · 4.125%
HK$30,875
baseline
▲ 0.50% · 4.625%
HK$32,503
+HK$1,628/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,750/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,597
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,580
−HK$998/mo
Today · 4.125%
HK$33,578
baseline
▲ 0.50% · 4.625%
HK$35,622
+HK$2,044/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,156/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,151
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,094
−HK$957/mo
Today · 4.125%
HK$37,051
baseline
▲ 0.50% · 4.625%
HK$39,004
+HK$1,953/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,102/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,863
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,010
−HK$1,165/mo
Today · 4.125%
HK$39,175
baseline
▲ 0.50% · 4.625%
HK$41,559
+HK$2,384/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,350/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,010
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,110
−HK$1,116/mo
Today · 4.125%
HK$43,226
baseline
▲ 0.50% · 4.625%
HK$45,504
+HK$2,278/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,452/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,396
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,870
−HK$1,498/mo
Today · 4.125%
HK$50,368
baseline
▲ 0.50% · 4.625%
HK$53,432
+HK$3,064/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,736/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,727
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,141
−HK$1,435/mo
Today · 4.125%
HK$55,576
baseline
▲ 0.50% · 4.625%
HK$58,505
+HK$2,929/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,152/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,025 · Scale 2, in force from 26 Feb 2026)