LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,331
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,150
−HK$833/mo
Today · 4.125%
HK$27,983
baseline
▲ 0.50% · 4.625%
HK$29,685
+HK$1,702/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,966/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,293
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,079
−HK$797/mo
Today · 4.125%
HK$30,876
baseline
▲ 0.50% · 4.625%
HK$32,503
+HK$1,627/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,752/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,598
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,580
−HK$999/mo
Today · 4.125%
HK$33,579
baseline
▲ 0.50% · 4.625%
HK$35,622
+HK$2,043/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,158/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,152
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$956/mo
Today · 4.125%
HK$37,051
baseline
▲ 0.50% · 4.625%
HK$39,004
+HK$1,953/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,102/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,864
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,011
−HK$1,165/mo
Today · 4.125%
HK$39,176
baseline
▲ 0.50% · 4.625%
HK$41,559
+HK$2,383/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,352/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,011
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,111
−HK$1,115/mo
Today · 4.125%
HK$43,226
baseline
▲ 0.50% · 4.625%
HK$45,505
+HK$2,279/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,452/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,396
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,871
−HK$1,498/mo
Today · 4.125%
HK$50,369
baseline
▲ 0.50% · 4.625%
HK$53,433
+HK$3,064/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,738/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,728
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,142
−HK$1,435/mo
Today · 4.125%
HK$55,577
baseline
▲ 0.50% · 4.625%
HK$58,506
+HK$2,929/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,154/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,033 · Scale 2, in force from 26 Feb 2026)