LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,334
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,153
−HK$832/mo
Today · 4.125%
HK$27,985
baseline
▲ 0.50% · 4.625%
HK$29,688
+HK$1,703/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,970/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,296
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,081
−HK$798/mo
Today · 4.125%
HK$30,879
baseline
▲ 0.50% · 4.625%
HK$32,506
+HK$1,627/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,758/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,600
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,583
−HK$999/mo
Today · 4.125%
HK$33,582
baseline
▲ 0.50% · 4.625%
HK$35,625
+HK$2,043/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,164/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,155
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,098
−HK$956/mo
Today · 4.125%
HK$37,054
baseline
▲ 0.50% · 4.625%
HK$39,007
+HK$1,953/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,108/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,867
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,014
−HK$1,165/mo
Today · 4.125%
HK$39,179
baseline
▲ 0.50% · 4.625%
HK$41,563
+HK$2,384/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,358/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,014
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,114
−HK$1,116/mo
Today · 4.125%
HK$43,230
baseline
▲ 0.50% · 4.625%
HK$45,509
+HK$2,279/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,460/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,400
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,875
−HK$1,498/mo
Today · 4.125%
HK$50,373
baseline
▲ 0.50% · 4.625%
HK$53,438
+HK$3,065/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,746/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,732
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,147
−HK$1,434/mo
Today · 4.125%
HK$55,581
baseline
▲ 0.50% · 4.625%
HK$58,511
+HK$2,930/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,162/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,069 · Scale 2, in force from 26 Feb 2026)