LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,334
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,154
−HK$832/mo
Today · 4.125%
HK$27,986
baseline
▲ 0.50% · 4.625%
HK$29,689
+HK$1,703/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,972/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,297
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,082
−HK$798/mo
Today · 4.125%
HK$30,880
baseline
▲ 0.50% · 4.625%
HK$32,507
+HK$1,627/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,760/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,601
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,584
−HK$999/mo
Today · 4.125%
HK$33,583
baseline
▲ 0.50% · 4.625%
HK$35,626
+HK$2,043/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,166/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,156
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,099
−HK$956/mo
Today · 4.125%
HK$37,055
baseline
▲ 0.50% · 4.625%
HK$39,009
+HK$1,954/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,110/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,868
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,015
−HK$1,165/mo
Today · 4.125%
HK$39,180
baseline
▲ 0.50% · 4.625%
HK$41,564
+HK$2,384/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,360/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,015
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,115
−HK$1,116/mo
Today · 4.125%
HK$43,231
baseline
▲ 0.50% · 4.625%
HK$45,510
+HK$2,279/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,462/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,402
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,876
−HK$1,498/mo
Today · 4.125%
HK$50,374
baseline
▲ 0.50% · 4.625%
HK$53,440
+HK$3,066/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,748/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,734
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,148
−HK$1,435/mo
Today · 4.125%
HK$55,583
baseline
▲ 0.50% · 4.625%
HK$58,513
+HK$2,930/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,166/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,083 · Scale 2, in force from 26 Feb 2026)