LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,337
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,156
−HK$833/mo
Today · 4.125%
HK$27,989
baseline
▲ 0.50% · 4.625%
HK$29,692
+HK$1,703/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$55,978/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,300
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,086
−HK$797/mo
Today · 4.125%
HK$30,883
baseline
▲ 0.50% · 4.625%
HK$32,511
+HK$1,628/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,766/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,605
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,588
−HK$998/mo
Today · 4.125%
HK$33,586
baseline
▲ 0.50% · 4.625%
HK$35,630
+HK$2,044/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,172/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,160
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,103
−HK$956/mo
Today · 4.125%
HK$37,059
baseline
▲ 0.50% · 4.625%
HK$39,013
+HK$1,954/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,118/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,872
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,019
−HK$1,165/mo
Today · 4.125%
HK$39,184
baseline
▲ 0.50% · 4.625%
HK$41,569
+HK$2,385/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,368/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,020
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,120
−HK$1,116/mo
Today · 4.125%
HK$43,236
baseline
▲ 0.50% · 4.625%
HK$45,515
+HK$2,279/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,472/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,407
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,882
−HK$1,498/mo
Today · 4.125%
HK$50,380
baseline
▲ 0.50% · 4.625%
HK$53,445
+HK$3,065/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$100,760/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,740
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,154
−HK$1,435/mo
Today · 4.125%
HK$55,589
baseline
▲ 0.50% · 4.625%
HK$58,519
+HK$2,930/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$111,178/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,129 · Scale 2, in force from 26 Feb 2026)