LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,338
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,157
−HK$833/mo
Today · 4.125%
HK$27,990
baseline
▲ 0.50% · 4.625%
HK$29,693
+HK$1,703/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$55,980/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,301
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,087
−HK$797/mo
Today · 4.125%
HK$30,884
baseline
▲ 0.50% · 4.625%
HK$32,512
+HK$1,628/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,768/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,606
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,589
−HK$999/mo
Today · 4.125%
HK$33,588
baseline
▲ 0.50% · 4.625%
HK$35,631
+HK$2,043/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,176/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,161
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,104
−HK$957/mo
Today · 4.125%
HK$37,061
baseline
▲ 0.50% · 4.625%
HK$39,014
+HK$1,953/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,122/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,873
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,020
−HK$1,166/mo
Today · 4.125%
HK$39,186
baseline
▲ 0.50% · 4.625%
HK$41,570
+HK$2,384/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,372/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,021
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,121
−HK$1,117/mo
Today · 4.125%
HK$43,238
baseline
▲ 0.50% · 4.625%
HK$45,517
+HK$2,279/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,476/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,409
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,883
−HK$1,499/mo
Today · 4.125%
HK$50,382
baseline
▲ 0.50% · 4.625%
HK$53,447
+HK$3,065/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$100,764/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,742
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,156
−HK$1,435/mo
Today · 4.125%
HK$55,591
baseline
▲ 0.50% · 4.625%
HK$58,521
+HK$2,930/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$111,182/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,145 · Scale 2, in force from 26 Feb 2026)