LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,342
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,162
−HK$832/mo
Today · 4.125%
HK$27,994
baseline
▲ 0.50% · 4.625%
HK$29,698
+HK$1,704/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$55,988/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,306
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,091
−HK$798/mo
Today · 4.125%
HK$30,889
baseline
▲ 0.50% · 4.625%
HK$32,517
+HK$1,628/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,778/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,611
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,594
−HK$999/mo
Today · 4.125%
HK$33,593
baseline
▲ 0.50% · 4.625%
HK$35,637
+HK$2,044/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,186/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,167
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,110
−HK$957/mo
Today · 4.125%
HK$37,067
baseline
▲ 0.50% · 4.625%
HK$39,020
+HK$1,953/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,134/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,879
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,026
−HK$1,166/mo
Today · 4.125%
HK$39,192
baseline
▲ 0.50% · 4.625%
HK$41,577
+HK$2,385/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,384/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,028
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,128
−HK$1,116/mo
Today · 4.125%
HK$43,244
baseline
▲ 0.50% · 4.625%
HK$45,524
+HK$2,280/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,488/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,416
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,891
−HK$1,498/mo
Today · 4.125%
HK$50,389
baseline
▲ 0.50% · 4.625%
HK$53,456
+HK$3,067/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$100,778/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,750
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,165
−HK$1,435/mo
Today · 4.125%
HK$55,600
baseline
▲ 0.50% · 4.625%
HK$58,531
+HK$2,931/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$111,200/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,213 · Scale 2, in force from 26 Feb 2026)