LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,345
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,165
−HK$832/mo
Today · 4.125%
HK$27,997
baseline
▲ 0.50% · 4.625%
HK$29,701
+HK$1,704/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$55,994/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,309
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,095
−HK$797/mo
Today · 4.125%
HK$30,892
baseline
▲ 0.50% · 4.625%
HK$32,520
+HK$1,628/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,784/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,614
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,597
−HK$1,000/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,641
+HK$2,044/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,170
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,114
−HK$956/mo
Today · 4.125%
HK$37,070
baseline
▲ 0.50% · 4.625%
HK$39,025
+HK$1,955/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,140/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,883
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,030
−HK$1,166/mo
Today · 4.125%
HK$39,196
baseline
▲ 0.50% · 4.625%
HK$41,581
+HK$2,385/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,392/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,032
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,132
−HK$1,117/mo
Today · 4.125%
HK$43,249
baseline
▲ 0.50% · 4.625%
HK$45,529
+HK$2,280/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,498/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,421
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,896
−HK$1,499/mo
Today · 4.125%
HK$50,395
baseline
▲ 0.50% · 4.625%
HK$53,461
+HK$3,066/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$100,790/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,755
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,170
−HK$1,436/mo
Today · 4.125%
HK$55,606
baseline
▲ 0.50% · 4.625%
HK$58,537
+HK$2,931/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$111,212/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,258 · Scale 2, in force from 26 Feb 2026)