LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,346
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,166
−HK$832/mo
Today · 4.125%
HK$27,998
baseline
▲ 0.50% · 4.625%
HK$29,702
+HK$1,704/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$55,996/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,310
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$797/mo
Today · 4.125%
HK$30,893
baseline
▲ 0.50% · 4.625%
HK$32,522
+HK$1,629/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,786/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,615
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,599
−HK$999/mo
Today · 4.125%
HK$33,598
baseline
▲ 0.50% · 4.625%
HK$35,642
+HK$2,044/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,196/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,172
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,115
−HK$957/mo
Today · 4.125%
HK$37,072
baseline
▲ 0.50% · 4.625%
HK$39,026
+HK$1,954/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,144/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$433,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,885
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,032
−HK$1,166/mo
Today · 4.125%
HK$39,198
baseline
▲ 0.50% · 4.625%
HK$41,583
+HK$2,385/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,396/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,034
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,134
−HK$1,117/mo
Today · 4.125%
HK$43,251
baseline
▲ 0.50% · 4.625%
HK$45,530
+HK$2,279/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,502/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,423
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,898
−HK$1,499/mo
Today · 4.125%
HK$50,397
baseline
▲ 0.50% · 4.625%
HK$53,463
+HK$3,066/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$100,794/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,758
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,173
−HK$1,435/mo
Today · 4.125%
HK$55,608
baseline
▲ 0.50% · 4.625%
HK$58,539
+HK$2,931/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$111,216/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,276 · Scale 2, in force from 26 Feb 2026)