LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,349
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,169
−HK$832/mo
Today · 4.125%
HK$28,001
baseline
▲ 0.50% · 4.625%
HK$29,705
+HK$1,704/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,002/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,313
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,099
−HK$798/mo
Today · 4.125%
HK$30,897
baseline
▲ 0.50% · 4.625%
HK$32,525
+HK$1,628/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,794/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,619
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,602
−HK$1,000/mo
Today · 4.125%
HK$33,602
baseline
▲ 0.50% · 4.625%
HK$35,646
+HK$2,044/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,204/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,176
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,119
−HK$957/mo
Today · 4.125%
HK$37,076
baseline
▲ 0.50% · 4.625%
HK$39,030
+HK$1,954/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,152/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,889
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,036
−HK$1,166/mo
Today · 4.125%
HK$39,202
baseline
▲ 0.50% · 4.625%
HK$41,587
+HK$2,385/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,404/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,038
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,139
−HK$1,117/mo
Today · 4.125%
HK$43,256
baseline
▲ 0.50% · 4.625%
HK$45,536
+HK$2,280/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,512/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,428
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,904
−HK$1,499/mo
Today · 4.125%
HK$50,403
baseline
▲ 0.50% · 4.625%
HK$53,469
+HK$3,066/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$100,806/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,764
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,179
−HK$1,435/mo
Today · 4.125%
HK$55,614
baseline
▲ 0.50% · 4.625%
HK$58,546
+HK$2,932/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$111,228/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,325 · Scale 2, in force from 26 Feb 2026)