LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,352
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,172
−HK$833/mo
Today · 4.125%
HK$28,005
baseline
▲ 0.50% · 4.625%
HK$29,709
+HK$1,704/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,010/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,317
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,103
−HK$798/mo
Today · 4.125%
HK$30,901
baseline
▲ 0.50% · 4.625%
HK$32,529
+HK$1,628/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,802/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,623
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,606
−HK$1,000/mo
Today · 4.125%
HK$33,606
baseline
▲ 0.50% · 4.625%
HK$35,651
+HK$2,045/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,212/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,180
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,124
−HK$957/mo
Today · 4.125%
HK$37,081
baseline
▲ 0.50% · 4.625%
HK$39,035
+HK$1,954/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,162/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,893
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,041
−HK$1,166/mo
Today · 4.125%
HK$39,207
baseline
▲ 0.50% · 4.625%
HK$41,592
+HK$2,385/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,414/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,043
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,144
−HK$1,117/mo
Today · 4.125%
HK$43,261
baseline
▲ 0.50% · 4.625%
HK$45,541
+HK$2,280/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,522/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,434
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,910
−HK$1,499/mo
Today · 4.125%
HK$50,409
baseline
▲ 0.50% · 4.625%
HK$53,476
+HK$3,067/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$100,818/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,770
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,185
−HK$1,436/mo
Today · 4.125%
HK$55,621
baseline
▲ 0.50% · 4.625%
HK$58,553
+HK$2,932/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$111,242/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,378 · Scale 2, in force from 26 Feb 2026)