LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,354
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,174
−HK$833/mo
Today · 4.125%
HK$28,007
baseline
▲ 0.50% · 4.625%
HK$29,711
+HK$1,704/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,014/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,319
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,105
−HK$798/mo
Today · 4.125%
HK$30,903
baseline
▲ 0.50% · 4.625%
HK$32,532
+HK$1,629/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,806/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,625
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,609
−HK$1,000/mo
Today · 4.125%
HK$33,609
baseline
▲ 0.50% · 4.625%
HK$35,654
+HK$2,045/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,218/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,183
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,126
−HK$958/mo
Today · 4.125%
HK$37,084
baseline
▲ 0.50% · 4.625%
HK$39,038
+HK$1,954/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,168/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,896
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,044
−HK$1,166/mo
Today · 4.125%
HK$39,210
baseline
▲ 0.50% · 4.625%
HK$41,596
+HK$2,386/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,420/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,047
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,148
−HK$1,116/mo
Today · 4.125%
HK$43,264
baseline
▲ 0.50% · 4.625%
HK$45,545
+HK$2,281/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,528/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,438
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,914
−HK$1,499/mo
Today · 4.125%
HK$50,413
baseline
▲ 0.50% · 4.625%
HK$53,480
+HK$3,067/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$100,826/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,774
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,190
−HK$1,436/mo
Today · 4.125%
HK$55,626
baseline
▲ 0.50% · 4.625%
HK$58,558
+HK$2,932/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$111,252/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,413 · Scale 2, in force from 26 Feb 2026)