LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,360
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,180
−HK$833/mo
Today · 4.125%
HK$28,013
baseline
▲ 0.50% · 4.625%
HK$29,718
+HK$1,705/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,026/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,326
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,112
−HK$798/mo
Today · 4.125%
HK$30,910
baseline
▲ 0.50% · 4.625%
HK$32,539
+HK$1,629/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,820/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,632
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,616
−HK$1,000/mo
Today · 4.125%
HK$33,616
baseline
▲ 0.50% · 4.625%
HK$35,661
+HK$2,045/mo
Deposit HK$4.62M · loan HK$6.94M · min. income ≈ HK$67,232/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,191
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,134
−HK$958/mo
Today · 4.125%
HK$37,092
baseline
▲ 0.50% · 4.625%
HK$39,047
+HK$1,955/mo
Deposit HK$4.62M · loan HK$6.94M · min. income ≈ HK$74,184/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,904
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,052
−HK$1,167/mo
Today · 4.125%
HK$39,219
baseline
▲ 0.50% · 4.625%
HK$41,605
+HK$2,386/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,438/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,056
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,157
−HK$1,117/mo
Today · 4.125%
HK$43,274
baseline
▲ 0.50% · 4.625%
HK$45,555
+HK$2,281/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,548/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,448
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,924
−HK$1,500/mo
Today · 4.125%
HK$50,424
baseline
▲ 0.50% · 4.625%
HK$53,492
+HK$3,068/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$100,848/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,786
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,202
−HK$1,436/mo
Today · 4.125%
HK$55,638
baseline
▲ 0.50% · 4.625%
HK$58,571
+HK$2,933/mo
Deposit HK$1.16M · loan HK$10.40M · min. income ≈ HK$111,276/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,509 · Scale 2, in force from 26 Feb 2026)