LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,362
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,183
−HK$833/mo
Today · 4.125%
HK$28,016
baseline
▲ 0.50% · 4.625%
HK$29,720
+HK$1,704/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,032/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,328
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,115
−HK$798/mo
Today · 4.125%
HK$30,913
baseline
▲ 0.50% · 4.625%
HK$32,542
+HK$1,629/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,826/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,635
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,619
−HK$1,000/mo
Today · 4.125%
HK$33,619
baseline
▲ 0.50% · 4.625%
HK$35,664
+HK$2,045/mo
Deposit HK$4.62M · loan HK$6.94M · min. income ≈ HK$67,238/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,194
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,137
−HK$958/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,050
+HK$1,955/mo
Deposit HK$4.62M · loan HK$6.94M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,907
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,056
−HK$1,166/mo
Today · 4.125%
HK$39,222
baseline
▲ 0.50% · 4.625%
HK$41,608
+HK$2,386/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,444/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,059
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,160
−HK$1,118/mo
Today · 4.125%
HK$43,278
baseline
▲ 0.50% · 4.625%
HK$45,559
+HK$2,281/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,556/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,452
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,929
−HK$1,499/mo
Today · 4.125%
HK$50,428
baseline
▲ 0.50% · 4.625%
HK$53,497
+HK$3,069/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$100,856/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,790
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,206
−HK$1,437/mo
Today · 4.125%
HK$55,643
baseline
▲ 0.50% · 4.625%
HK$58,575
+HK$2,932/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$111,286/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,545 · Scale 2, in force from 26 Feb 2026)