LTV · monthly repayment
▼ 0.50% · 3.625%
HK$263,629
−HK$16,532/mo
▼ 0.25% · 3.875%
HK$271,829
−HK$8,332/mo
Today · 4.125%
HK$280,161
baseline
▲ 0.50% · 4.625%
HK$297,208
+HK$17,047/mo
Deposit HK$57.81M · loan HK$57.81M · min. income ≈ HK$560,322/mo (50% DSR)
Upfront cash ≈ HK$65.32M (deposit + AVD stamp duty HK$7,514,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,284
−HK$15,846/mo
▼ 0.25% · 3.875%
HK$301,150
−HK$7,980/mo
Today · 4.125%
HK$309,130
baseline
▲ 0.50% · 4.625%
HK$325,424
+HK$16,294/mo
Deposit HK$57.81M · loan HK$57.81M · min. income ≈ HK$618,260/mo (50% DSR)
Upfront cash ≈ HK$65.32M (deposit + AVD stamp duty HK$7,514,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,355
−HK$19,838/mo
▼ 0.25% · 3.875%
HK$326,195
−HK$9,998/mo
Today · 4.125%
HK$336,193
baseline
▲ 0.50% · 4.625%
HK$356,649
+HK$20,456/mo
Deposit HK$46.25M · loan HK$69.37M · min. income ≈ HK$672,386/mo (50% DSR)
Upfront cash ≈ HK$53.76M (deposit + AVD stamp duty HK$7,514,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,941
−HK$19,015/mo
▼ 0.25% · 3.875%
HK$361,380
−HK$9,576/mo
Today · 4.125%
HK$370,956
baseline
▲ 0.50% · 4.625%
HK$390,509
+HK$19,553/mo
Deposit HK$46.25M · loan HK$69.37M · min. income ≈ HK$741,912/mo (50% DSR)
Upfront cash ≈ HK$53.76M (deposit + AVD stamp duty HK$7,514,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,080
−HK$23,145/mo
▼ 0.25% · 3.875%
HK$380,561
−HK$11,664/mo
Today · 4.125%
HK$392,225
baseline
▲ 0.50% · 4.625%
HK$416,091
+HK$23,866/mo
Deposit HK$34.68M · loan HK$80.93M · min. income ≈ HK$784,450/mo (50% DSR)
Upfront cash ≈ HK$42.20M (deposit + AVD stamp duty HK$7,514,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,598
−HK$22,184/mo
▼ 0.25% · 3.875%
HK$421,610
−HK$11,172/mo
Today · 4.125%
HK$432,782
baseline
▲ 0.50% · 4.625%
HK$455,594
+HK$22,812/mo
Deposit HK$34.68M · loan HK$80.93M · min. income ≈ HK$865,564/mo (50% DSR)
Upfront cash ≈ HK$42.20M (deposit + AVD stamp duty HK$7,514,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$474,532
−HK$29,757/mo
▼ 0.25% · 3.875%
HK$489,293
−HK$14,996/mo
Today · 4.125%
HK$504,289
baseline
▲ 0.50% · 4.625%
HK$534,974
+HK$30,685/mo
Deposit HK$11.56M · loan HK$104.05M · min. income ≈ HK$1,008,578/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$7,514,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$527,912
−HK$28,521/mo
▼ 0.25% · 3.875%
HK$542,070
−HK$14,363/mo
Today · 4.125%
HK$556,433
baseline
▲ 0.50% · 4.625%
HK$585,764
+HK$29,331/mo
Deposit HK$11.56M · loan HK$104.05M · min. income ≈ HK$1,112,866/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$7,514,890 · Scale 2, in force from 26 Feb 2026)