LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,365
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,185
−HK$834/mo
Today · 4.125%
HK$28,019
baseline
▲ 0.50% · 4.625%
HK$29,724
+HK$1,705/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,038/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,331
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,118
−HK$798/mo
Today · 4.125%
HK$30,916
baseline
▲ 0.50% · 4.625%
HK$32,545
+HK$1,629/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,832/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$433,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,638
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,623
−HK$999/mo
Today · 4.125%
HK$33,622
baseline
▲ 0.50% · 4.625%
HK$35,668
+HK$2,046/mo
Deposit HK$4.62M · loan HK$6.94M · min. income ≈ HK$67,244/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,197
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,141
−HK$958/mo
Today · 4.125%
HK$37,099
baseline
▲ 0.50% · 4.625%
HK$39,055
+HK$1,956/mo
Deposit HK$4.62M · loan HK$6.94M · min. income ≈ HK$74,198/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,911
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,060
−HK$1,166/mo
Today · 4.125%
HK$39,226
baseline
▲ 0.50% · 4.625%
HK$41,613
+HK$2,387/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,452/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,064
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,165
−HK$1,117/mo
Today · 4.125%
HK$43,282
baseline
▲ 0.50% · 4.625%
HK$45,564
+HK$2,282/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,564/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,458
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,934
−HK$1,500/mo
Today · 4.125%
HK$50,434
baseline
▲ 0.50% · 4.625%
HK$53,502
+HK$3,068/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$100,868/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,796
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,212
−HK$1,436/mo
Today · 4.125%
HK$55,648
baseline
▲ 0.50% · 4.625%
HK$58,582
+HK$2,934/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$111,296/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,592 · Scale 2, in force from 26 Feb 2026)