LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,367
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,187
−HK$833/mo
Today · 4.125%
HK$28,020
baseline
▲ 0.50% · 4.625%
HK$29,725
+HK$1,705/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,040/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,333
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,120
−HK$798/mo
Today · 4.125%
HK$30,918
baseline
▲ 0.50% · 4.625%
HK$32,547
+HK$1,629/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,836/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,640
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,624
−HK$1,000/mo
Today · 4.125%
HK$33,624
baseline
▲ 0.50% · 4.625%
HK$35,670
+HK$2,046/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$67,248/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,199
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,144
−HK$957/mo
Today · 4.125%
HK$37,101
baseline
▲ 0.50% · 4.625%
HK$39,057
+HK$1,956/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$74,202/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,914
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,062
−HK$1,166/mo
Today · 4.125%
HK$39,228
baseline
▲ 0.50% · 4.625%
HK$41,615
+HK$2,387/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,456/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,066
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,167
−HK$1,118/mo
Today · 4.125%
HK$43,285
baseline
▲ 0.50% · 4.625%
HK$45,566
+HK$2,281/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,570/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,460
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,937
−HK$1,500/mo
Today · 4.125%
HK$50,437
baseline
▲ 0.50% · 4.625%
HK$53,506
+HK$3,069/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$100,874/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,799
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,215
−HK$1,437/mo
Today · 4.125%
HK$55,652
baseline
▲ 0.50% · 4.625%
HK$58,585
+HK$2,933/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$111,304/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,618 · Scale 2, in force from 26 Feb 2026)