LTV · monthly repayment
▼ 0.50% · 3.625%
HK$263,673
−HK$16,535/mo
▼ 0.25% · 3.875%
HK$271,875
−HK$8,333/mo
Today · 4.125%
HK$280,208
baseline
▲ 0.50% · 4.625%
HK$297,258
+HK$17,050/mo
Deposit HK$57.82M · loan HK$57.82M · min. income ≈ HK$560,416/mo (50% DSR)
Upfront cash ≈ HK$65.33M (deposit + AVD stamp duty HK$7,516,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,334
−HK$15,848/mo
▼ 0.25% · 3.875%
HK$301,201
−HK$7,981/mo
Today · 4.125%
HK$309,182
baseline
▲ 0.50% · 4.625%
HK$325,479
+HK$16,297/mo
Deposit HK$57.82M · loan HK$57.82M · min. income ≈ HK$618,364/mo (50% DSR)
Upfront cash ≈ HK$65.33M (deposit + AVD stamp duty HK$7,516,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,408
−HK$19,842/mo
▼ 0.25% · 3.875%
HK$326,250
−HK$10,000/mo
Today · 4.125%
HK$336,250
baseline
▲ 0.50% · 4.625%
HK$356,710
+HK$20,460/mo
Deposit HK$46.25M · loan HK$69.38M · min. income ≈ HK$672,500/mo (50% DSR)
Upfront cash ≈ HK$53.77M (deposit + AVD stamp duty HK$7,516,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,001
−HK$19,017/mo
▼ 0.25% · 3.875%
HK$361,441
−HK$9,577/mo
Today · 4.125%
HK$371,018
baseline
▲ 0.50% · 4.625%
HK$390,575
+HK$19,557/mo
Deposit HK$46.25M · loan HK$69.38M · min. income ≈ HK$742,036/mo (50% DSR)
Upfront cash ≈ HK$53.77M (deposit + AVD stamp duty HK$7,516,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,143
−HK$23,148/mo
▼ 0.25% · 3.875%
HK$380,625
−HK$11,666/mo
Today · 4.125%
HK$392,291
baseline
▲ 0.50% · 4.625%
HK$416,161
+HK$23,870/mo
Deposit HK$34.69M · loan HK$80.94M · min. income ≈ HK$784,582/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$7,516,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,668
−HK$22,187/mo
▼ 0.25% · 3.875%
HK$421,682
−HK$11,173/mo
Today · 4.125%
HK$432,855
baseline
▲ 0.50% · 4.625%
HK$455,671
+HK$22,816/mo
Deposit HK$34.69M · loan HK$80.94M · min. income ≈ HK$865,710/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$7,516,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$474,612
−HK$29,763/mo
▼ 0.25% · 3.875%
HK$489,375
−HK$15,000/mo
Today · 4.125%
HK$504,375
baseline
▲ 0.50% · 4.625%
HK$535,065
+HK$30,690/mo
Deposit HK$11.56M · loan HK$104.07M · min. income ≈ HK$1,008,750/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$7,516,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$528,001
−HK$28,527/mo
▼ 0.25% · 3.875%
HK$542,162
−HK$14,366/mo
Today · 4.125%
HK$556,528
baseline
▲ 0.50% · 4.625%
HK$585,863
+HK$29,335/mo
Deposit HK$11.56M · loan HK$104.07M · min. income ≈ HK$1,113,056/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$7,516,160 · Scale 2, in force from 26 Feb 2026)