LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,367
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,188
−HK$833/mo
Today · 4.125%
HK$28,021
baseline
▲ 0.50% · 4.625%
HK$29,726
+HK$1,705/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,042/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,333
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,120
−HK$798/mo
Today · 4.125%
HK$30,918
baseline
▲ 0.50% · 4.625%
HK$32,548
+HK$1,630/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,836/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,641
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,625
−HK$1,000/mo
Today · 4.125%
HK$33,625
baseline
▲ 0.50% · 4.625%
HK$35,671
+HK$2,046/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$67,250/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,200
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,144
−HK$958/mo
Today · 4.125%
HK$37,102
baseline
▲ 0.50% · 4.625%
HK$39,058
+HK$1,956/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$74,204/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,914
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,063
−HK$1,166/mo
Today · 4.125%
HK$39,229
baseline
▲ 0.50% · 4.625%
HK$41,616
+HK$2,387/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$78,458/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,067
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,168
−HK$1,118/mo
Today · 4.125%
HK$43,286
baseline
▲ 0.50% · 4.625%
HK$45,567
+HK$2,281/mo
Deposit HK$3.47M · loan HK$8.09M · min. income ≈ HK$86,572/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,461
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,938
−HK$1,500/mo
Today · 4.125%
HK$50,438
baseline
▲ 0.50% · 4.625%
HK$53,507
+HK$3,069/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$100,876/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,800
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,216
−HK$1,437/mo
Today · 4.125%
HK$55,653
baseline
▲ 0.50% · 4.625%
HK$58,586
+HK$2,933/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$111,306/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,626 · Scale 2, in force from 26 Feb 2026)