LTV · monthly repayment
▼ 0.50% · 3.625%
HK$263,679
−HK$16,535/mo
▼ 0.25% · 3.875%
HK$271,881
−HK$8,333/mo
Today · 4.125%
HK$280,214
baseline
▲ 0.50% · 4.625%
HK$297,264
+HK$17,050/mo
Deposit HK$57.82M · loan HK$57.82M · min. income ≈ HK$560,428/mo (50% DSR)
Upfront cash ≈ HK$65.33M (deposit + AVD stamp duty HK$7,516,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,340
−HK$15,848/mo
▼ 0.25% · 3.875%
HK$301,207
−HK$7,981/mo
Today · 4.125%
HK$309,188
baseline
▲ 0.50% · 4.625%
HK$325,486
+HK$16,298/mo
Deposit HK$57.82M · loan HK$57.82M · min. income ≈ HK$618,376/mo (50% DSR)
Upfront cash ≈ HK$65.33M (deposit + AVD stamp duty HK$7,516,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,415
−HK$19,841/mo
▼ 0.25% · 3.875%
HK$326,257
−HK$9,999/mo
Today · 4.125%
HK$336,256
baseline
▲ 0.50% · 4.625%
HK$356,717
+HK$20,461/mo
Deposit HK$46.25M · loan HK$69.38M · min. income ≈ HK$672,512/mo (50% DSR)
Upfront cash ≈ HK$53.77M (deposit + AVD stamp duty HK$7,516,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,008
−HK$19,018/mo
▼ 0.25% · 3.875%
HK$361,449
−HK$9,577/mo
Today · 4.125%
HK$371,026
baseline
▲ 0.50% · 4.625%
HK$390,583
+HK$19,557/mo
Deposit HK$46.25M · loan HK$69.38M · min. income ≈ HK$742,052/mo (50% DSR)
Upfront cash ≈ HK$53.77M (deposit + AVD stamp duty HK$7,516,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,150
−HK$23,149/mo
▼ 0.25% · 3.875%
HK$380,633
−HK$11,666/mo
Today · 4.125%
HK$392,299
baseline
▲ 0.50% · 4.625%
HK$416,170
+HK$23,871/mo
Deposit HK$34.69M · loan HK$80.94M · min. income ≈ HK$784,598/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$7,516,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,676
−HK$22,188/mo
▼ 0.25% · 3.875%
HK$421,690
−HK$11,174/mo
Today · 4.125%
HK$432,864
baseline
▲ 0.50% · 4.625%
HK$455,680
+HK$22,816/mo
Deposit HK$34.69M · loan HK$80.94M · min. income ≈ HK$865,728/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$7,516,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$474,622
−HK$29,763/mo
▼ 0.25% · 3.875%
HK$489,385
−HK$15,000/mo
Today · 4.125%
HK$504,385
baseline
▲ 0.50% · 4.625%
HK$535,075
+HK$30,690/mo
Deposit HK$11.56M · loan HK$104.07M · min. income ≈ HK$1,008,770/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$7,516,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$528,012
−HK$28,527/mo
▼ 0.25% · 3.875%
HK$542,173
−HK$14,366/mo
Today · 4.125%
HK$556,539
baseline
▲ 0.50% · 4.625%
HK$585,875
+HK$29,336/mo
Deposit HK$11.56M · loan HK$104.07M · min. income ≈ HK$1,113,078/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$7,516,313 · Scale 2, in force from 26 Feb 2026)