LTV · monthly repayment
▼ 0.50% · 3.625%
HK$263,710
−HK$16,537/mo
▼ 0.25% · 3.875%
HK$271,913
−HK$8,334/mo
Today · 4.125%
HK$280,247
baseline
▲ 0.50% · 4.625%
HK$297,300
+HK$17,053/mo
Deposit HK$57.82M · loan HK$57.82M · min. income ≈ HK$560,494/mo (50% DSR)
Upfront cash ≈ HK$65.34M (deposit + AVD stamp duty HK$7,517,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,375
−HK$15,850/mo
▼ 0.25% · 3.875%
HK$301,243
−HK$7,982/mo
Today · 4.125%
HK$309,225
baseline
▲ 0.50% · 4.625%
HK$325,525
+HK$16,300/mo
Deposit HK$57.82M · loan HK$57.82M · min. income ≈ HK$618,450/mo (50% DSR)
Upfront cash ≈ HK$65.34M (deposit + AVD stamp duty HK$7,517,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,452
−HK$19,845/mo
▼ 0.25% · 3.875%
HK$326,296
−HK$10,001/mo
Today · 4.125%
HK$336,297
baseline
▲ 0.50% · 4.625%
HK$356,759
+HK$20,462/mo
Deposit HK$46.26M · loan HK$69.39M · min. income ≈ HK$672,594/mo (50% DSR)
Upfront cash ≈ HK$53.78M (deposit + AVD stamp duty HK$7,517,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,050
−HK$19,020/mo
▼ 0.25% · 3.875%
HK$361,492
−HK$9,578/mo
Today · 4.125%
HK$371,070
baseline
▲ 0.50% · 4.625%
HK$390,630
+HK$19,560/mo
Deposit HK$46.26M · loan HK$69.39M · min. income ≈ HK$742,140/mo (50% DSR)
Upfront cash ≈ HK$53.78M (deposit + AVD stamp duty HK$7,517,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,194
−HK$23,152/mo
▼ 0.25% · 3.875%
HK$380,678
−HK$11,668/mo
Today · 4.125%
HK$392,346
baseline
▲ 0.50% · 4.625%
HK$416,219
+HK$23,873/mo
Deposit HK$34.69M · loan HK$80.95M · min. income ≈ HK$784,692/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$7,517,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,725
−HK$22,190/mo
▼ 0.25% · 3.875%
HK$421,740
−HK$11,175/mo
Today · 4.125%
HK$432,915
baseline
▲ 0.50% · 4.625%
HK$455,735
+HK$22,820/mo
Deposit HK$34.69M · loan HK$80.95M · min. income ≈ HK$865,830/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$7,517,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$474,678
−HK$29,767/mo
▼ 0.25% · 3.875%
HK$489,444
−HK$15,001/mo
Today · 4.125%
HK$504,445
baseline
▲ 0.50% · 4.625%
HK$535,139
+HK$30,694/mo
Deposit HK$11.56M · loan HK$104.08M · min. income ≈ HK$1,008,890/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$7,517,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$528,075
−HK$28,530/mo
▼ 0.25% · 3.875%
HK$542,238
−HK$14,367/mo
Today · 4.125%
HK$556,605
baseline
▲ 0.50% · 4.625%
HK$585,945
+HK$29,340/mo
Deposit HK$11.56M · loan HK$104.08M · min. income ≈ HK$1,113,210/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$7,517,209 · Scale 2, in force from 26 Feb 2026)