LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,373
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,194
−HK$833/mo
Today · 4.125%
HK$28,027
baseline
▲ 0.50% · 4.625%
HK$29,733
+HK$1,706/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,054/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,340
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,127
−HK$798/mo
Today · 4.125%
HK$30,925
baseline
▲ 0.50% · 4.625%
HK$32,555
+HK$1,630/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,850/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,648
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,633
−HK$1,000/mo
Today · 4.125%
HK$33,633
baseline
▲ 0.50% · 4.625%
HK$35,679
+HK$2,046/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$67,266/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,208
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,152
−HK$958/mo
Today · 4.125%
HK$37,110
baseline
▲ 0.50% · 4.625%
HK$39,066
+HK$1,956/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$74,220/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,923
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,071
−HK$1,167/mo
Today · 4.125%
HK$39,238
baseline
▲ 0.50% · 4.625%
HK$41,626
+HK$2,388/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,476/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,076
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,178
−HK$1,117/mo
Today · 4.125%
HK$43,295
baseline
▲ 0.50% · 4.625%
HK$45,578
+HK$2,283/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$86,590/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,472
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,949
−HK$1,500/mo
Today · 4.125%
HK$50,449
baseline
▲ 0.50% · 4.625%
HK$53,519
+HK$3,070/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$100,898/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,812
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,229
−HK$1,437/mo
Today · 4.125%
HK$55,666
baseline
▲ 0.50% · 4.625%
HK$58,600
+HK$2,934/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$111,332/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,725 · Scale 2, in force from 26 Feb 2026)