LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,378
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,198
−HK$834/mo
Today · 4.125%
HK$28,032
baseline
▲ 0.50% · 4.625%
HK$29,737
+HK$1,705/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,064/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,345
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,132
−HK$798/mo
Today · 4.125%
HK$30,930
baseline
▲ 0.50% · 4.625%
HK$32,561
+HK$1,631/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,860/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,653
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,638
−HK$1,000/mo
Today · 4.125%
HK$33,638
baseline
▲ 0.50% · 4.625%
HK$35,685
+HK$2,047/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$67,276/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,214
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,158
−HK$958/mo
Today · 4.125%
HK$37,116
baseline
▲ 0.50% · 4.625%
HK$39,073
+HK$1,957/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$74,232/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,929
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,077
−HK$1,167/mo
Today · 4.125%
HK$39,244
baseline
▲ 0.50% · 4.625%
HK$41,632
+HK$2,388/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,488/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,083
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,185
−HK$1,117/mo
Today · 4.125%
HK$43,302
baseline
▲ 0.50% · 4.625%
HK$45,585
+HK$2,283/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$86,604/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,480
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,957
−HK$1,500/mo
Today · 4.125%
HK$50,457
baseline
▲ 0.50% · 4.625%
HK$53,527
+HK$3,070/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$100,914/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,821
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,237
−HK$1,437/mo
Today · 4.125%
HK$55,674
baseline
▲ 0.50% · 4.625%
HK$58,609
+HK$2,935/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$111,348/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,794 · Scale 2, in force from 26 Feb 2026)