LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,380
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,201
−HK$834/mo
Today · 4.125%
HK$28,035
baseline
▲ 0.50% · 4.625%
HK$29,740
+HK$1,705/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$56,070/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,348
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,135
−HK$798/mo
Today · 4.125%
HK$30,933
baseline
▲ 0.50% · 4.625%
HK$32,564
+HK$1,631/mo
Deposit HK$5.78M · loan HK$5.78M · min. income ≈ HK$61,866/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,656
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,641
−HK$1,001/mo
Today · 4.125%
HK$33,642
baseline
▲ 0.50% · 4.625%
HK$35,689
+HK$2,047/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$67,284/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,217
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,162
−HK$958/mo
Today · 4.125%
HK$37,120
baseline
▲ 0.50% · 4.625%
HK$39,077
+HK$1,957/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$74,240/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,932
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,081
−HK$1,167/mo
Today · 4.125%
HK$39,248
baseline
▲ 0.50% · 4.625%
HK$41,637
+HK$2,389/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,496/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,087
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,189
−HK$1,118/mo
Today · 4.125%
HK$43,307
baseline
▲ 0.50% · 4.625%
HK$45,590
+HK$2,283/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$86,614/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,485
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,962
−HK$1,500/mo
Today · 4.125%
HK$50,462
baseline
▲ 0.50% · 4.625%
HK$53,533
+HK$3,071/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$100,924/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,826
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,243
−HK$1,437/mo
Today · 4.125%
HK$55,680
baseline
▲ 0.50% · 4.625%
HK$58,615
+HK$2,935/mo
Deposit HK$1.16M · loan HK$10.41M · min. income ≈ HK$111,360/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,839 · Scale 2, in force from 26 Feb 2026)