LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,389
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,210
−HK$833/mo
Today · 4.125%
HK$28,043
baseline
▲ 0.50% · 4.625%
HK$29,750
+HK$1,707/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,086/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,357
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,144
−HK$799/mo
Today · 4.125%
HK$30,943
baseline
▲ 0.50% · 4.625%
HK$32,574
+HK$1,631/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,886/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$433,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,666
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,651
−HK$1,001/mo
Today · 4.125%
HK$33,652
baseline
▲ 0.50% · 4.625%
HK$35,700
+HK$2,048/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$67,304/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,229
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,173
−HK$959/mo
Today · 4.125%
HK$37,132
baseline
▲ 0.50% · 4.625%
HK$39,089
+HK$1,957/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$74,264/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$433,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,944
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,093
−HK$1,168/mo
Today · 4.125%
HK$39,261
baseline
▲ 0.50% · 4.625%
HK$41,650
+HK$2,389/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,522/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$433,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,100
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,202
−HK$1,119/mo
Today · 4.125%
HK$43,321
baseline
▲ 0.50% · 4.625%
HK$45,604
+HK$2,283/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$86,642/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$433,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,500
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,977
−HK$1,501/mo
Today · 4.125%
HK$50,478
baseline
▲ 0.50% · 4.625%
HK$53,550
+HK$3,072/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$100,956/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,843
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,260
−HK$1,438/mo
Today · 4.125%
HK$55,698
baseline
▲ 0.50% · 4.625%
HK$58,634
+HK$2,936/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$111,396/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$433,976 · Scale 2, in force from 26 Feb 2026)