LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,390
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,211
−HK$834/mo
Today · 4.125%
HK$28,045
baseline
▲ 0.50% · 4.625%
HK$29,752
+HK$1,707/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,090/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,359
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,146
−HK$799/mo
Today · 4.125%
HK$30,945
baseline
▲ 0.50% · 4.625%
HK$32,576
+HK$1,631/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,890/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,668
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,654
−HK$1,000/mo
Today · 4.125%
HK$33,654
baseline
▲ 0.50% · 4.625%
HK$35,702
+HK$2,048/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$67,308/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$434,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,231
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,176
−HK$958/mo
Today · 4.125%
HK$37,134
baseline
▲ 0.50% · 4.625%
HK$39,092
+HK$1,958/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$74,268/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$434,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,947
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,096
−HK$1,167/mo
Today · 4.125%
HK$39,263
baseline
▲ 0.50% · 4.625%
HK$41,653
+HK$2,390/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,526/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,103
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,205
−HK$1,118/mo
Today · 4.125%
HK$43,323
baseline
▲ 0.50% · 4.625%
HK$45,607
+HK$2,284/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$86,646/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,503
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,980
−HK$1,502/mo
Today · 4.125%
HK$50,482
baseline
▲ 0.50% · 4.625%
HK$53,553
+HK$3,071/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$100,964/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,846
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,264
−HK$1,437/mo
Today · 4.125%
HK$55,701
baseline
▲ 0.50% · 4.625%
HK$58,638
+HK$2,937/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$111,402/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,004 · Scale 2, in force from 26 Feb 2026)