LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,392
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,213
−HK$834/mo
Today · 4.125%
HK$28,047
baseline
▲ 0.50% · 4.625%
HK$29,753
+HK$1,706/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,094/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,360
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,148
−HK$799/mo
Today · 4.125%
HK$30,947
baseline
▲ 0.50% · 4.625%
HK$32,578
+HK$1,631/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,894/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,670
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,655
−HK$1,001/mo
Today · 4.125%
HK$33,656
baseline
▲ 0.50% · 4.625%
HK$35,704
+HK$2,048/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$67,312/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$434,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,233
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,177
−HK$959/mo
Today · 4.125%
HK$37,136
baseline
▲ 0.50% · 4.625%
HK$39,094
+HK$1,958/mo
Deposit HK$4.63M · loan HK$6.94M · min. income ≈ HK$74,272/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$434,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,948
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,098
−HK$1,167/mo
Today · 4.125%
HK$39,265
baseline
▲ 0.50% · 4.625%
HK$41,655
+HK$2,390/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,530/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,105
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,207
−HK$1,118/mo
Today · 4.125%
HK$43,325
baseline
▲ 0.50% · 4.625%
HK$45,609
+HK$2,284/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$86,650/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,505
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,983
−HK$1,501/mo
Today · 4.125%
HK$50,484
baseline
▲ 0.50% · 4.625%
HK$53,556
+HK$3,072/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$100,968/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,849
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,266
−HK$1,438/mo
Today · 4.125%
HK$55,704
baseline
▲ 0.50% · 4.625%
HK$58,640
+HK$2,936/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$111,408/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,025 · Scale 2, in force from 26 Feb 2026)