LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,401
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,222
−HK$834/mo
Today · 4.125%
HK$28,056
baseline
▲ 0.50% · 4.625%
HK$29,763
+HK$1,707/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,112/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,370
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,158
−HK$799/mo
Today · 4.125%
HK$30,957
baseline
▲ 0.50% · 4.625%
HK$32,589
+HK$1,632/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,914/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,681
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,666
−HK$1,001/mo
Today · 4.125%
HK$33,667
baseline
▲ 0.50% · 4.625%
HK$35,716
+HK$2,049/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$67,334/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,244
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,190
−HK$959/mo
Today · 4.125%
HK$37,149
baseline
▲ 0.50% · 4.625%
HK$39,107
+HK$1,958/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$74,298/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,961
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,111
−HK$1,168/mo
Today · 4.125%
HK$39,279
baseline
▲ 0.50% · 4.625%
HK$41,669
+HK$2,390/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,558/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,119
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,221
−HK$1,119/mo
Today · 4.125%
HK$43,340
baseline
▲ 0.50% · 4.625%
HK$45,625
+HK$2,285/mo
Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$86,680/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,521
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,999
−HK$1,502/mo
Today · 4.125%
HK$50,501
baseline
▲ 0.50% · 4.625%
HK$53,574
+HK$3,073/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$101,002/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,867
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,285
−HK$1,438/mo
Today · 4.125%
HK$55,723
baseline
▲ 0.50% · 4.625%
HK$58,660
+HK$2,937/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$111,446/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,172 · Scale 2, in force from 26 Feb 2026)