LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,405
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,227
−HK$834/mo
Today · 4.125%
HK$28,061
baseline
▲ 0.50% · 4.625%
HK$29,768
+HK$1,707/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,122/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,375
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,163
−HK$800/mo
Today · 4.125%
HK$30,963
baseline
▲ 0.50% · 4.625%
HK$32,595
+HK$1,632/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,926/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,686
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,672
−HK$1,001/mo
Today · 4.125%
HK$33,673
baseline
▲ 0.50% · 4.625%
HK$35,722
+HK$2,049/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$67,346/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,251
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,196
−HK$959/mo
Today · 4.125%
HK$37,155
baseline
▲ 0.50% · 4.625%
HK$39,114
+HK$1,959/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$74,310/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,967
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,117
−HK$1,168/mo
Today · 4.125%
HK$39,285
baseline
▲ 0.50% · 4.625%
HK$41,676
+HK$2,391/mo
Deposit HK$3.47M · loan HK$8.11M · min. income ≈ HK$78,570/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,126
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,229
−HK$1,119/mo
Today · 4.125%
HK$43,348
baseline
▲ 0.50% · 4.625%
HK$45,632
+HK$2,284/mo
Deposit HK$3.47M · loan HK$8.11M · min. income ≈ HK$86,696/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,529
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,008
−HK$1,502/mo
Today · 4.125%
HK$50,510
baseline
▲ 0.50% · 4.625%
HK$53,583
+HK$3,073/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$101,020/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,876
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,294
−HK$1,439/mo
Today · 4.125%
HK$55,733
baseline
▲ 0.50% · 4.625%
HK$58,670
+HK$2,937/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$111,466/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,247 · Scale 2, in force from 26 Feb 2026)