LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,407
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,228
−HK$835/mo
Today · 4.125%
HK$28,063
baseline
▲ 0.50% · 4.625%
HK$29,770
+HK$1,707/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,126/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,377
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,165
−HK$800/mo
Today · 4.125%
HK$30,965
baseline
▲ 0.50% · 4.625%
HK$32,597
+HK$1,632/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,930/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,688
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,674
−HK$1,001/mo
Today · 4.125%
HK$33,675
baseline
▲ 0.50% · 4.625%
HK$35,724
+HK$2,049/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$67,350/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,253
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,198
−HK$959/mo
Today · 4.125%
HK$37,157
baseline
▲ 0.50% · 4.625%
HK$39,116
+HK$1,959/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$74,314/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,970
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,120
−HK$1,168/mo
Today · 4.125%
HK$39,288
baseline
▲ 0.50% · 4.625%
HK$41,679
+HK$2,391/mo
Deposit HK$3.47M · loan HK$8.11M · min. income ≈ HK$78,576/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,128
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,231
−HK$1,119/mo
Today · 4.125%
HK$43,350
baseline
▲ 0.50% · 4.625%
HK$45,635
+HK$2,285/mo
Deposit HK$3.47M · loan HK$8.11M · min. income ≈ HK$86,700/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,532
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,011
−HK$1,502/mo
Today · 4.125%
HK$50,513
baseline
▲ 0.50% · 4.625%
HK$53,587
+HK$3,074/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$101,026/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,879
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,297
−HK$1,439/mo
Today · 4.125%
HK$55,736
baseline
▲ 0.50% · 4.625%
HK$58,674
+HK$2,938/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$111,472/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,275 · Scale 2, in force from 26 Feb 2026)