LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,408
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,229
−HK$835/mo
Today · 4.125%
HK$28,064
baseline
▲ 0.50% · 4.625%
HK$29,771
+HK$1,707/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,128/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,378
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,166
−HK$799/mo
Today · 4.125%
HK$30,965
baseline
▲ 0.50% · 4.625%
HK$32,598
+HK$1,633/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,930/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$434,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,689
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,675
−HK$1,001/mo
Today · 4.125%
HK$33,676
baseline
▲ 0.50% · 4.625%
HK$35,725
+HK$2,049/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$67,352/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,254
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,199
−HK$960/mo
Today · 4.125%
HK$37,159
baseline
▲ 0.50% · 4.625%
HK$39,117
+HK$1,958/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$74,318/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,971
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,121
−HK$1,168/mo
Today · 4.125%
HK$39,289
baseline
▲ 0.50% · 4.625%
HK$41,680
+HK$2,391/mo
Deposit HK$3.47M · loan HK$8.11M · min. income ≈ HK$78,578/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,130
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,233
−HK$1,119/mo
Today · 4.125%
HK$43,352
baseline
▲ 0.50% · 4.625%
HK$45,637
+HK$2,285/mo
Deposit HK$3.47M · loan HK$8.11M · min. income ≈ HK$86,704/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,534
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,012
−HK$1,503/mo
Today · 4.125%
HK$50,515
baseline
▲ 0.50% · 4.625%
HK$53,588
+HK$3,073/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$101,030/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,881
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,299
−HK$1,439/mo
Today · 4.125%
HK$55,738
baseline
▲ 0.50% · 4.625%
HK$58,676
+HK$2,938/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$111,476/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,288 · Scale 2, in force from 26 Feb 2026)