LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,413
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,235
−HK$834/mo
Today · 4.125%
HK$28,069
baseline
▲ 0.50% · 4.625%
HK$29,777
+HK$1,708/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,138/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,384
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,172
−HK$800/mo
Today · 4.125%
HK$30,972
baseline
▲ 0.50% · 4.625%
HK$32,604
+HK$1,632/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,944/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,696
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,681
−HK$1,002/mo
Today · 4.125%
HK$33,683
baseline
▲ 0.50% · 4.625%
HK$35,733
+HK$2,050/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$67,366/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,261
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,207
−HK$959/mo
Today · 4.125%
HK$37,166
baseline
▲ 0.50% · 4.625%
HK$39,125
+HK$1,959/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$74,332/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,978
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,128
−HK$1,169/mo
Today · 4.125%
HK$39,297
baseline
▲ 0.50% · 4.625%
HK$41,688
+HK$2,391/mo
Deposit HK$3.47M · loan HK$8.11M · min. income ≈ HK$78,594/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,138
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,241
−HK$1,119/mo
Today · 4.125%
HK$43,360
baseline
▲ 0.50% · 4.625%
HK$45,646
+HK$2,286/mo
Deposit HK$3.47M · loan HK$8.11M · min. income ≈ HK$86,720/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,543
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,022
−HK$1,503/mo
Today · 4.125%
HK$50,525
baseline
▲ 0.50% · 4.625%
HK$53,599
+HK$3,074/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$101,050/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,891
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,310
−HK$1,439/mo
Today · 4.125%
HK$55,749
baseline
▲ 0.50% · 4.625%
HK$58,688
+HK$2,939/mo
Deposit HK$1.16M · loan HK$10.42M · min. income ≈ HK$111,498/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,375 · Scale 2, in force from 26 Feb 2026)