LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,413
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,235
−HK$835/mo
Today · 4.125%
HK$28,070
baseline
▲ 0.50% · 4.625%
HK$29,777
+HK$1,707/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,140/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,384
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,172
−HK$800/mo
Today · 4.125%
HK$30,972
baseline
▲ 0.50% · 4.625%
HK$32,605
+HK$1,633/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,944/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,696
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,682
−HK$1,001/mo
Today · 4.125%
HK$33,683
baseline
▲ 0.50% · 4.625%
HK$35,733
+HK$2,050/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$67,366/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,261
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,207
−HK$959/mo
Today · 4.125%
HK$37,166
baseline
▲ 0.50% · 4.625%
HK$39,125
+HK$1,959/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$74,332/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,978
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,129
−HK$1,168/mo
Today · 4.125%
HK$39,297
baseline
▲ 0.50% · 4.625%
HK$41,688
+HK$2,391/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$78,594/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,138
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,241
−HK$1,120/mo
Today · 4.125%
HK$43,361
baseline
▲ 0.50% · 4.625%
HK$45,646
+HK$2,285/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$86,722/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,544
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,023
−HK$1,502/mo
Today · 4.125%
HK$50,525
baseline
▲ 0.50% · 4.625%
HK$53,599
+HK$3,074/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$101,050/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,892
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,310
−HK$1,440/mo
Today · 4.125%
HK$55,750
baseline
▲ 0.50% · 4.625%
HK$58,688
+HK$2,938/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$111,500/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,379 · Scale 2, in force from 26 Feb 2026)