LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,416
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,237
−HK$835/mo
Today · 4.125%
HK$28,072
baseline
▲ 0.50% · 4.625%
HK$29,780
+HK$1,708/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,144/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,387
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,175
−HK$800/mo
Today · 4.125%
HK$30,975
baseline
▲ 0.50% · 4.625%
HK$32,607
+HK$1,632/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,950/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,699
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,685
−HK$1,001/mo
Today · 4.125%
HK$33,686
baseline
▲ 0.50% · 4.625%
HK$35,736
+HK$2,050/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$67,372/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,264
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,210
−HK$960/mo
Today · 4.125%
HK$37,170
baseline
▲ 0.50% · 4.625%
HK$39,129
+HK$1,959/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$74,340/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,982
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,132
−HK$1,169/mo
Today · 4.125%
HK$39,301
baseline
▲ 0.50% · 4.625%
HK$41,692
+HK$2,391/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$78,602/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,142
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,245
−HK$1,120/mo
Today · 4.125%
HK$43,365
baseline
▲ 0.50% · 4.625%
HK$45,650
+HK$2,285/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$86,730/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,548
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,027
−HK$1,503/mo
Today · 4.125%
HK$50,530
baseline
▲ 0.50% · 4.625%
HK$53,604
+HK$3,074/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$101,060/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,897
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,315
−HK$1,439/mo
Today · 4.125%
HK$55,754
baseline
▲ 0.50% · 4.625%
HK$58,693
+HK$2,939/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$111,508/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,418 · Scale 2, in force from 26 Feb 2026)