LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,418
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,239
−HK$835/mo
Today · 4.125%
HK$28,074
baseline
▲ 0.50% · 4.625%
HK$29,783
+HK$1,709/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,148/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,389
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,178
−HK$799/mo
Today · 4.125%
HK$30,977
baseline
▲ 0.50% · 4.625%
HK$32,610
+HK$1,633/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,954/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,701
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,687
−HK$1,002/mo
Today · 4.125%
HK$33,689
baseline
▲ 0.50% · 4.625%
HK$35,739
+HK$2,050/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$67,378/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,267
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,213
−HK$960/mo
Today · 4.125%
HK$37,173
baseline
▲ 0.50% · 4.625%
HK$39,132
+HK$1,959/mo
Deposit HK$4.63M · loan HK$6.95M · min. income ≈ HK$74,346/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,985
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,135
−HK$1,169/mo
Today · 4.125%
HK$39,304
baseline
▲ 0.50% · 4.625%
HK$41,696
+HK$2,392/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$78,608/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,145
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,249
−HK$1,119/mo
Today · 4.125%
HK$43,368
baseline
▲ 0.50% · 4.625%
HK$45,654
+HK$2,286/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$86,736/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,552
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,031
−HK$1,503/mo
Today · 4.125%
HK$50,534
baseline
▲ 0.50% · 4.625%
HK$53,609
+HK$3,075/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$101,068/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,901
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,320
−HK$1,439/mo
Today · 4.125%
HK$55,759
baseline
▲ 0.50% · 4.625%
HK$58,698
+HK$2,939/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$111,518/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,453 · Scale 2, in force from 26 Feb 2026)