LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,427
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,249
−HK$836/mo
Today · 4.125%
HK$28,085
baseline
▲ 0.50% · 4.625%
HK$29,793
+HK$1,708/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$56,170/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,400
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,189
−HK$800/mo
Today · 4.125%
HK$30,989
baseline
▲ 0.50% · 4.625%
HK$32,622
+HK$1,633/mo
Deposit HK$5.79M · loan HK$5.79M · min. income ≈ HK$61,978/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,713
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,699
−HK$1,002/mo
Today · 4.125%
HK$33,701
baseline
▲ 0.50% · 4.625%
HK$35,752
+HK$2,051/mo
Deposit HK$4.64M · loan HK$6.95M · min. income ≈ HK$67,402/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,280
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,226
−HK$960/mo
Today · 4.125%
HK$37,186
baseline
▲ 0.50% · 4.625%
HK$39,146
+HK$1,960/mo
Deposit HK$4.64M · loan HK$6.95M · min. income ≈ HK$74,372/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,998
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,149
−HK$1,169/mo
Today · 4.125%
HK$39,318
baseline
▲ 0.50% · 4.625%
HK$41,711
+HK$2,393/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$78,636/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,160
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,264
−HK$1,120/mo
Today · 4.125%
HK$43,384
baseline
▲ 0.50% · 4.625%
HK$45,671
+HK$2,287/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$86,768/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,569
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,049
−HK$1,503/mo
Today · 4.125%
HK$50,552
baseline
▲ 0.50% · 4.625%
HK$53,628
+HK$3,076/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$101,104/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,920
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,340
−HK$1,439/mo
Today · 4.125%
HK$55,779
baseline
▲ 0.50% · 4.625%
HK$58,720
+HK$2,941/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$111,558/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,612 · Scale 2, in force from 26 Feb 2026)