LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,429
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,251
−HK$835/mo
Today · 4.125%
HK$28,086
baseline
▲ 0.50% · 4.625%
HK$29,795
+HK$1,709/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,172/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,402
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,191
−HK$800/mo
Today · 4.125%
HK$30,991
baseline
▲ 0.50% · 4.625%
HK$32,624
+HK$1,633/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$61,982/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,715
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,701
−HK$1,003/mo
Today · 4.125%
HK$33,704
baseline
▲ 0.50% · 4.625%
HK$35,755
+HK$2,051/mo
Deposit HK$4.64M · loan HK$6.95M · min. income ≈ HK$67,408/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,283
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,229
−HK$960/mo
Today · 4.125%
HK$37,189
baseline
▲ 0.50% · 4.625%
HK$39,149
+HK$1,960/mo
Deposit HK$4.64M · loan HK$6.95M · min. income ≈ HK$74,378/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,001
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,152
−HK$1,169/mo
Today · 4.125%
HK$39,321
baseline
▲ 0.50% · 4.625%
HK$41,714
+HK$2,393/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$78,642/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,163
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,267
−HK$1,120/mo
Today · 4.125%
HK$43,387
baseline
▲ 0.50% · 4.625%
HK$45,674
+HK$2,287/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$86,774/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,572
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,052
−HK$1,504/mo
Today · 4.125%
HK$50,556
baseline
▲ 0.50% · 4.625%
HK$53,632
+HK$3,076/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$101,112/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,924
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,343
−HK$1,440/mo
Today · 4.125%
HK$55,783
baseline
▲ 0.50% · 4.625%
HK$58,724
+HK$2,941/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$111,566/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,642 · Scale 2, in force from 26 Feb 2026)