LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,434
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,257
−HK$835/mo
Today · 4.125%
HK$28,092
baseline
▲ 0.50% · 4.625%
HK$29,801
+HK$1,709/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,184/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,408
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,197
−HK$800/mo
Today · 4.125%
HK$30,997
baseline
▲ 0.50% · 4.625%
HK$32,631
+HK$1,634/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$61,994/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,721
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,708
−HK$1,002/mo
Today · 4.125%
HK$33,710
baseline
▲ 0.50% · 4.625%
HK$35,762
+HK$2,052/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$67,420/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,290
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,236
−HK$960/mo
Today · 4.125%
HK$37,196
baseline
▲ 0.50% · 4.625%
HK$39,157
+HK$1,961/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$74,392/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,008
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,159
−HK$1,170/mo
Today · 4.125%
HK$39,329
baseline
▲ 0.50% · 4.625%
HK$41,722
+HK$2,393/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$78,658/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,171
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,275
−HK$1,120/mo
Today · 4.125%
HK$43,395
baseline
▲ 0.50% · 4.625%
HK$45,683
+HK$2,288/mo
Deposit HK$3.48M · loan HK$8.11M · min. income ≈ HK$86,790/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,582
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,062
−HK$1,504/mo
Today · 4.125%
HK$50,566
baseline
▲ 0.50% · 4.625%
HK$53,642
+HK$3,076/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$101,132/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,934
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,354
−HK$1,440/mo
Today · 4.125%
HK$55,794
baseline
▲ 0.50% · 4.625%
HK$58,735
+HK$2,941/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$111,588/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,727 · Scale 2, in force from 26 Feb 2026)