LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,437
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,260
−HK$835/mo
Today · 4.125%
HK$28,095
baseline
▲ 0.50% · 4.625%
HK$29,805
+HK$1,710/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,190/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,411
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,200
−HK$800/mo
Today · 4.125%
HK$31,000
baseline
▲ 0.50% · 4.625%
HK$32,634
+HK$1,634/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$62,000/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,725
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,712
−HK$1,002/mo
Today · 4.125%
HK$33,714
baseline
▲ 0.50% · 4.625%
HK$35,766
+HK$2,052/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$67,428/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,294
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,240
−HK$960/mo
Today · 4.125%
HK$37,200
baseline
▲ 0.50% · 4.625%
HK$39,161
+HK$1,961/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$74,400/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,012
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,164
−HK$1,169/mo
Today · 4.125%
HK$39,333
baseline
▲ 0.50% · 4.625%
HK$41,727
+HK$2,394/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$78,666/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,176
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,280
−HK$1,121/mo
Today · 4.125%
HK$43,401
baseline
▲ 0.50% · 4.625%
HK$45,688
+HK$2,287/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$86,802/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,587
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,068
−HK$1,503/mo
Today · 4.125%
HK$50,571
baseline
▲ 0.50% · 4.625%
HK$53,649
+HK$3,078/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$101,142/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,940
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,360
−HK$1,441/mo
Today · 4.125%
HK$55,801
baseline
▲ 0.50% · 4.625%
HK$58,742
+HK$2,941/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$111,602/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,777 · Scale 2, in force from 26 Feb 2026)