LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,438
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,261
−HK$835/mo
Today · 4.125%
HK$28,096
baseline
▲ 0.50% · 4.625%
HK$29,806
+HK$1,710/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,192/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,412
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,201
−HK$800/mo
Today · 4.125%
HK$31,001
baseline
▲ 0.50% · 4.625%
HK$32,635
+HK$1,634/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$62,002/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,726
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,713
−HK$1,002/mo
Today · 4.125%
HK$33,715
baseline
▲ 0.50% · 4.625%
HK$35,767
+HK$2,052/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$67,430/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,295
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,241
−HK$960/mo
Today · 4.125%
HK$37,201
baseline
▲ 0.50% · 4.625%
HK$39,162
+HK$1,961/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$74,402/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,013
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,165
−HK$1,170/mo
Today · 4.125%
HK$39,335
baseline
▲ 0.50% · 4.625%
HK$41,728
+HK$2,393/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$78,670/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,177
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,281
−HK$1,121/mo
Today · 4.125%
HK$43,402
baseline
▲ 0.50% · 4.625%
HK$45,690
+HK$2,288/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$86,804/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,589
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,069
−HK$1,504/mo
Today · 4.125%
HK$50,573
baseline
▲ 0.50% · 4.625%
HK$53,650
+HK$3,077/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$101,146/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,942
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,362
−HK$1,440/mo
Today · 4.125%
HK$55,802
baseline
▲ 0.50% · 4.625%
HK$58,744
+HK$2,942/mo
Deposit HK$1.16M · loan HK$10.43M · min. income ≈ HK$111,604/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,790 · Scale 2, in force from 26 Feb 2026)