LTV · monthly repayment
▼ 0.50% · 3.625%
HK$264,424
−HK$16,582/mo
▼ 0.25% · 3.875%
HK$272,649
−HK$8,357/mo
Today · 4.125%
HK$281,006
baseline
▲ 0.50% · 4.625%
HK$298,104
+HK$17,098/mo
Deposit HK$57.98M · loan HK$57.98M · min. income ≈ HK$562,012/mo (50% DSR)
Upfront cash ≈ HK$65.52M (deposit + AVD stamp duty HK$7,537,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,169
−HK$15,893/mo
▼ 0.25% · 3.875%
HK$302,058
−HK$8,004/mo
Today · 4.125%
HK$310,062
baseline
▲ 0.50% · 4.625%
HK$326,406
+HK$16,344/mo
Deposit HK$57.98M · loan HK$57.98M · min. income ≈ HK$620,124/mo (50% DSR)
Upfront cash ≈ HK$65.52M (deposit + AVD stamp duty HK$7,537,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,309
−HK$19,898/mo
▼ 0.25% · 3.875%
HK$327,179
−HK$10,028/mo
Today · 4.125%
HK$337,207
baseline
▲ 0.50% · 4.625%
HK$357,725
+HK$20,518/mo
Deposit HK$46.38M · loan HK$69.58M · min. income ≈ HK$674,414/mo (50% DSR)
Upfront cash ≈ HK$53.92M (deposit + AVD stamp duty HK$7,537,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,003
−HK$19,071/mo
▼ 0.25% · 3.875%
HK$362,470
−HK$9,604/mo
Today · 4.125%
HK$372,074
baseline
▲ 0.50% · 4.625%
HK$391,687
+HK$19,613/mo
Deposit HK$46.38M · loan HK$69.58M · min. income ≈ HK$744,148/mo (50% DSR)
Upfront cash ≈ HK$53.92M (deposit + AVD stamp duty HK$7,537,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,193
−HK$23,215/mo
▼ 0.25% · 3.875%
HK$381,709
−HK$11,699/mo
Today · 4.125%
HK$393,408
baseline
▲ 0.50% · 4.625%
HK$417,346
+HK$23,938/mo
Deposit HK$34.79M · loan HK$81.17M · min. income ≈ HK$786,816/mo (50% DSR)
Upfront cash ≈ HK$42.33M (deposit + AVD stamp duty HK$7,537,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$411,836
−HK$22,251/mo
▼ 0.25% · 3.875%
HK$422,882
−HK$11,205/mo
Today · 4.125%
HK$434,087
baseline
▲ 0.50% · 4.625%
HK$456,968
+HK$22,881/mo
Deposit HK$34.79M · loan HK$81.17M · min. income ≈ HK$868,174/mo (50% DSR)
Upfront cash ≈ HK$42.33M (deposit + AVD stamp duty HK$7,537,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$475,963
−HK$29,847/mo
▼ 0.25% · 3.875%
HK$490,768
−HK$15,042/mo
Today · 4.125%
HK$505,810
baseline
▲ 0.50% · 4.625%
HK$536,587
+HK$30,777/mo
Deposit HK$11.60M · loan HK$104.37M · min. income ≈ HK$1,011,620/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$7,537,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$529,504
−HK$28,608/mo
▼ 0.25% · 3.875%
HK$543,705
−HK$14,407/mo
Today · 4.125%
HK$558,112
baseline
▲ 0.50% · 4.625%
HK$587,530
+HK$29,418/mo
Deposit HK$11.60M · loan HK$104.37M · min. income ≈ HK$1,116,224/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$7,537,553 · Scale 2, in force from 26 Feb 2026)