LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,447
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,270
−HK$835/mo
Today · 4.125%
HK$28,105
baseline
▲ 0.50% · 4.625%
HK$29,816
+HK$1,711/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,210/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,422
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,211
−HK$801/mo
Today · 4.125%
HK$31,012
baseline
▲ 0.50% · 4.625%
HK$32,646
+HK$1,634/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$62,024/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,736
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,723
−HK$1,003/mo
Today · 4.125%
HK$33,726
baseline
▲ 0.50% · 4.625%
HK$35,779
+HK$2,053/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$67,452/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,306
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,253
−HK$961/mo
Today · 4.125%
HK$37,214
baseline
▲ 0.50% · 4.625%
HK$39,175
+HK$1,961/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$74,428/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,026
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,177
−HK$1,171/mo
Today · 4.125%
HK$39,348
baseline
▲ 0.50% · 4.625%
HK$41,742
+HK$2,394/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$78,696/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,191
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,295
−HK$1,121/mo
Today · 4.125%
HK$43,416
baseline
▲ 0.50% · 4.625%
HK$45,705
+HK$2,289/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$86,832/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,604
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,085
−HK$1,505/mo
Today · 4.125%
HK$50,590
baseline
▲ 0.50% · 4.625%
HK$53,668
+HK$3,078/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$101,180/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,959
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,380
−HK$1,441/mo
Today · 4.125%
HK$55,821
baseline
▲ 0.50% · 4.625%
HK$58,763
+HK$2,942/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$111,642/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,934 · Scale 2, in force from 26 Feb 2026)