LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,450
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,273
−HK$835/mo
Today · 4.125%
HK$28,108
baseline
▲ 0.50% · 4.625%
HK$29,819
+HK$1,711/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,216/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,425
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,214
−HK$801/mo
Today · 4.125%
HK$31,015
baseline
▲ 0.50% · 4.625%
HK$32,650
+HK$1,635/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$62,030/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$434,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,740
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,727
−HK$1,003/mo
Today · 4.125%
HK$33,730
baseline
▲ 0.50% · 4.625%
HK$35,783
+HK$2,053/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$67,460/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,310
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,257
−HK$961/mo
Today · 4.125%
HK$37,218
baseline
▲ 0.50% · 4.625%
HK$39,180
+HK$1,962/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$74,436/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$434,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,030
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,182
−HK$1,170/mo
Today · 4.125%
HK$39,352
baseline
▲ 0.50% · 4.625%
HK$41,746
+HK$2,394/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$78,704/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,195
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,300
−HK$1,121/mo
Today · 4.125%
HK$43,421
baseline
▲ 0.50% · 4.625%
HK$45,710
+HK$2,289/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$86,842/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,610
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,091
−HK$1,504/mo
Today · 4.125%
HK$50,595
baseline
▲ 0.50% · 4.625%
HK$53,674
+HK$3,079/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$101,190/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,965
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,386
−HK$1,441/mo
Today · 4.125%
HK$55,827
baseline
▲ 0.50% · 4.625%
HK$58,770
+HK$2,943/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$111,654/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$434,982 · Scale 2, in force from 26 Feb 2026)