LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,451
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,274
−HK$836/mo
Today · 4.125%
HK$28,110
baseline
▲ 0.50% · 4.625%
HK$29,821
+HK$1,711/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,220/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,427
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,216
−HK$801/mo
Today · 4.125%
HK$31,017
baseline
▲ 0.50% · 4.625%
HK$32,652
+HK$1,635/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$62,034/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,742
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,729
−HK$1,003/mo
Today · 4.125%
HK$33,732
baseline
▲ 0.50% · 4.625%
HK$35,785
+HK$2,053/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$67,464/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,312
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,259
−HK$961/mo
Today · 4.125%
HK$37,220
baseline
▲ 0.50% · 4.625%
HK$39,182
+HK$1,962/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$74,440/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,032
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,184
−HK$1,170/mo
Today · 4.125%
HK$39,354
baseline
▲ 0.50% · 4.625%
HK$41,749
+HK$2,395/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$78,708/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,198
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,303
−HK$1,121/mo
Today · 4.125%
HK$43,424
baseline
▲ 0.50% · 4.625%
HK$45,712
+HK$2,288/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$86,848/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,613
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,094
−HK$1,504/mo
Today · 4.125%
HK$50,598
baseline
▲ 0.50% · 4.625%
HK$53,677
+HK$3,079/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$101,196/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,969
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,389
−HK$1,441/mo
Today · 4.125%
HK$55,830
baseline
▲ 0.50% · 4.625%
HK$58,773
+HK$2,943/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$111,660/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,008 · Scale 2, in force from 26 Feb 2026)