LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,454
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,277
−HK$836/mo
Today · 4.125%
HK$28,113
baseline
▲ 0.50% · 4.625%
HK$29,824
+HK$1,711/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,226/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,430
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,219
−HK$801/mo
Today · 4.125%
HK$31,020
baseline
▲ 0.50% · 4.625%
HK$32,655
+HK$1,635/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$62,040/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,745
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,732
−HK$1,004/mo
Today · 4.125%
HK$33,736
baseline
▲ 0.50% · 4.625%
HK$35,788
+HK$2,052/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$67,472/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,316
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,263
−HK$961/mo
Today · 4.125%
HK$37,224
baseline
▲ 0.50% · 4.625%
HK$39,186
+HK$1,962/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$74,448/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,036
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,188
−HK$1,170/mo
Today · 4.125%
HK$39,358
baseline
▲ 0.50% · 4.625%
HK$41,753
+HK$2,395/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$78,716/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,202
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,307
−HK$1,121/mo
Today · 4.125%
HK$43,428
baseline
▲ 0.50% · 4.625%
HK$45,717
+HK$2,289/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$86,856/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,617
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,099
−HK$1,504/mo
Today · 4.125%
HK$50,603
baseline
▲ 0.50% · 4.625%
HK$53,683
+HK$3,080/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$101,206/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,974
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,395
−HK$1,441/mo
Today · 4.125%
HK$55,836
baseline
▲ 0.50% · 4.625%
HK$58,779
+HK$2,943/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$111,672/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,052 · Scale 2, in force from 26 Feb 2026)