LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,460
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,283
−HK$836/mo
Today · 4.125%
HK$28,119
baseline
▲ 0.50% · 4.625%
HK$29,830
+HK$1,711/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,238/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,436
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,225
−HK$801/mo
Today · 4.125%
HK$31,026
baseline
▲ 0.50% · 4.625%
HK$32,662
+HK$1,636/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$62,052/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,751
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,739
−HK$1,004/mo
Today · 4.125%
HK$33,743
baseline
▲ 0.50% · 4.625%
HK$35,796
+HK$2,053/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$67,486/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,323
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,271
−HK$961/mo
Today · 4.125%
HK$37,232
baseline
▲ 0.50% · 4.625%
HK$39,194
+HK$1,962/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$74,464/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,043
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,196
−HK$1,170/mo
Today · 4.125%
HK$39,366
baseline
▲ 0.50% · 4.625%
HK$41,762
+HK$2,396/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$78,732/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,210
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,316
−HK$1,121/mo
Today · 4.125%
HK$43,437
baseline
▲ 0.50% · 4.625%
HK$45,726
+HK$2,289/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$86,874/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,627
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,109
−HK$1,505/mo
Today · 4.125%
HK$50,614
baseline
▲ 0.50% · 4.625%
HK$53,694
+HK$3,080/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$101,228/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,985
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,406
−HK$1,441/mo
Today · 4.125%
HK$55,847
baseline
▲ 0.50% · 4.625%
HK$58,791
+HK$2,944/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$111,694/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,141 · Scale 2, in force from 26 Feb 2026)