LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,461
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,284
−HK$836/mo
Today · 4.125%
HK$28,120
baseline
▲ 0.50% · 4.625%
HK$29,831
+HK$1,711/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,240/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,438
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,227
−HK$801/mo
Today · 4.125%
HK$31,028
baseline
▲ 0.50% · 4.625%
HK$32,664
+HK$1,636/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$62,056/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,753
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,741
−HK$1,003/mo
Today · 4.125%
HK$33,744
baseline
▲ 0.50% · 4.625%
HK$35,798
+HK$2,054/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$67,488/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,325
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,272
−HK$962/mo
Today · 4.125%
HK$37,234
baseline
▲ 0.50% · 4.625%
HK$39,196
+HK$1,962/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$74,468/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,045
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,198
−HK$1,170/mo
Today · 4.125%
HK$39,368
baseline
▲ 0.50% · 4.625%
HK$41,764
+HK$2,396/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$78,736/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,213
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,318
−HK$1,121/mo
Today · 4.125%
HK$43,439
baseline
▲ 0.50% · 4.625%
HK$45,729
+HK$2,290/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$86,878/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,630
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,111
−HK$1,506/mo
Today · 4.125%
HK$50,617
baseline
▲ 0.50% · 4.625%
HK$53,696
+HK$3,079/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$101,234/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,988
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,409
−HK$1,441/mo
Today · 4.125%
HK$55,850
baseline
▲ 0.50% · 4.625%
HK$58,794
+HK$2,944/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$111,700/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,165 · Scale 2, in force from 26 Feb 2026)