LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,461
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,284
−HK$837/mo
Today · 4.125%
HK$28,121
baseline
▲ 0.50% · 4.625%
HK$29,832
+HK$1,711/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,242/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,438
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,227
−HK$801/mo
Today · 4.125%
HK$31,028
baseline
▲ 0.50% · 4.625%
HK$32,664
+HK$1,636/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$62,056/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,754
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,741
−HK$1,004/mo
Today · 4.125%
HK$33,745
baseline
▲ 0.50% · 4.625%
HK$35,798
+HK$2,053/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$67,490/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,326
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,273
−HK$961/mo
Today · 4.125%
HK$37,234
baseline
▲ 0.50% · 4.625%
HK$39,197
+HK$1,963/mo
Deposit HK$4.64M · loan HK$6.96M · min. income ≈ HK$74,468/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,046
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,198
−HK$1,171/mo
Today · 4.125%
HK$39,369
baseline
▲ 0.50% · 4.625%
HK$41,764
+HK$2,395/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$78,738/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,213
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,318
−HK$1,122/mo
Today · 4.125%
HK$43,440
baseline
▲ 0.50% · 4.625%
HK$45,729
+HK$2,289/mo
Deposit HK$3.48M · loan HK$8.12M · min. income ≈ HK$86,880/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,630
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,112
−HK$1,505/mo
Today · 4.125%
HK$50,617
baseline
▲ 0.50% · 4.625%
HK$53,697
+HK$3,080/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$101,234/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,988
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,409
−HK$1,442/mo
Today · 4.125%
HK$55,851
baseline
▲ 0.50% · 4.625%
HK$58,795
+HK$2,944/mo
Deposit HK$1.16M · loan HK$10.44M · min. income ≈ HK$111,702/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,170 · Scale 2, in force from 26 Feb 2026)