LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,473
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,297
−HK$836/mo
Today · 4.125%
HK$28,133
baseline
▲ 0.50% · 4.625%
HK$29,845
+HK$1,712/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$56,266/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,451
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,241
−HK$801/mo
Today · 4.125%
HK$31,042
baseline
▲ 0.50% · 4.625%
HK$32,679
+HK$1,637/mo
Deposit HK$5.80M · loan HK$5.80M · min. income ≈ HK$62,084/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,768
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,756
−HK$1,004/mo
Today · 4.125%
HK$33,760
baseline
▲ 0.50% · 4.625%
HK$35,814
+HK$2,054/mo
Deposit HK$4.64M · loan HK$6.97M · min. income ≈ HK$67,520/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,342
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,289
−HK$962/mo
Today · 4.125%
HK$37,251
baseline
▲ 0.50% · 4.625%
HK$39,214
+HK$1,963/mo
Deposit HK$4.64M · loan HK$6.97M · min. income ≈ HK$74,502/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,063
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,215
−HK$1,172/mo
Today · 4.125%
HK$39,387
baseline
▲ 0.50% · 4.625%
HK$41,783
+HK$2,396/mo
Deposit HK$3.48M · loan HK$8.13M · min. income ≈ HK$78,774/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,232
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,338
−HK$1,121/mo
Today · 4.125%
HK$43,459
baseline
▲ 0.50% · 4.625%
HK$45,750
+HK$2,291/mo
Deposit HK$3.48M · loan HK$8.13M · min. income ≈ HK$86,918/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,652
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,134
−HK$1,506/mo
Today · 4.125%
HK$50,640
baseline
▲ 0.50% · 4.625%
HK$53,721
+HK$3,081/mo
Deposit HK$1.16M · loan HK$10.45M · min. income ≈ HK$101,280/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,012
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,434
−HK$1,442/mo
Today · 4.125%
HK$55,876
baseline
▲ 0.50% · 4.625%
HK$58,822
+HK$2,946/mo
Deposit HK$1.16M · loan HK$10.45M · min. income ≈ HK$111,752/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,367 · Scale 2, in force from 26 Feb 2026)